Life Changes That Can Reshape Your California Estate Plan

Major life events—like moving in with a partner, getting divorced, or relocating to another state or country—can dramatically affect your estate plan. Here’s what to keep in mind to ensure your wishes are always honored.

Living with an Unmarried Partner
California does not recognize common-law marriage. If you live with a partner but aren’t married, they might not have the legal rights you assume they do. Updating your will or trust can help ensure that your partner inherits assets, makes medical decisions on your behalf if needed, and is recognized under the law.

Divorcing a Spouse
Divorce automatically impacts many aspects of your estate plan—like beneficiary designations and powers of attorney. If you don’t remove or revise provisions naming your former spouse, they might still stand if you pass away before finalizing your updates. Review all documents after a separation or divorce to avoid unintended outcomes.

Moving to a New State
Estate planning laws vary significantly by state. Documents valid in California might not meet the legal requirements in your new location. Similarly, documents drafted in other states may conflict with California law. After you move, consult an attorney licensed in that state (or country, if you’re moving abroad) to update your plan. This ensures everything is compliant and protects your assets appropriately.

Moving Abroad
International moves add extra layers of complexity, especially if you have dual citizenship, foreign property, or international bank accounts. Tax obligations may also change. Working with an attorney who understands cross-border issues can help you navigate this challenging territory.

Next Steps
Whenever you experience a major life change, take time to review your estate plan. By keeping your documents updated, you’ll protect your loved ones, assets, and personal wishes—no matter where life takes you.

International Families: Estate Planning Essentials for Cross-Border and Multinational Households

For families with international connections, estate planning can present unique challenges. Cross-border assets, differing inheritance laws, and tax implications all require special attention. Here’s a quick guide on how to address the complexities of multinational estate planning.

1. Account for Cross-Border Assets
If you or your spouse hold assets in another country, you’ll need to address these in your estate plan. International assets may be subject to that country’s laws, which may affect inheritance and tax requirements. Work with a legal advisor experienced in cross-border planning to develop an effective strategy.

2. Understand Differing Inheritance Laws
Inheritance laws vary widely, and some countries enforce “forced heirship,” where a portion of the estate must go to specific family members. Knowing how foreign laws interact with U.S. estate planning can help avoid surprises and ensure your intentions are honored.

3. Address Tax Implications
Multinational families may face complex tax obligations, including estate and gift taxes in multiple jurisdictions. Consider consulting a tax advisor to understand how your international status could impact your tax liabilities, ensuring that your estate is optimized.

4. Choose Guardians and Executors Carefully
For families with minors, selecting a guardian who resides in the same country as the child is often essential for practical and legal reasons. Executors also need to understand cross-border complexities, making it important to choose someone equipped to handle these responsibilities.

Working with experts in cross-border estate planning ensures your multinational family’s assets and wishes are protected, wherever in the world they may be.